# Get paid with Bre-B on WhatsApp.

URL: https://www.elocuenti.com/en/bre-b-payments

Bre-B is the Banco de la República's instant payment system, interoperable across banks and wallets: with a key (your phone, your email or your ID) or a QR code, any customer pays you instantly from whatever bank or wallet they use, no matter which one is yours.

## How you get paid with Bre-B in the conversation

- **Key in the chat** You send your Bre-B key and the customer pays you from their own bank or wallet, without leaving WhatsApp.
- **QR code** They scan it from any app with Bre-B enabled and pay instantly.
- **Payment from any bank** The customer pays from whatever bank or wallet they already use: Bre-B connects every institution to every other one.
- **Recurring payments** The same key works for charging the same thing more than once, without sharing details again.
- **Bulk collections** A campaign that arrives with the Bre-B charge built in, ready to pay in the same message, to a whole customer base.
- **Automatic reconciliation** Every Bre-B payment gets matched to its order on your collections dashboard on its own, no spreadsheets.

## How a Bre-B charge works

- **You send the key or the QR.** In the same WhatsApp chat, with the amount already set.
- **The customer pays from their bank.** Without switching institutions or opening an app other than the one they already use.
- **The confirmation lands in the chat.** Within seconds, as soon as the payment goes through, and it gets reconciled with the order.

## How big Bre-B is today

Bre-B has been active since October 2025 and tripled its daily transactions in seven months, from 1.5 to 5 million. It now counts more than 105 million registered keys, 34.9 million linked users (May 2026) and more than 1.07 billion accumulated transactions.
Bre-B keys now also work for recurring payments, not just one-off transfers: a business can charge the same key again and again.
That growth comes alongside banks like Bancolombia, which has pushed Bre-B adoption among businesses, and digital wallets that already have it active next to their other payment methods.
That nationwide reach is exactly what makes Bre-B useful for a business: you can charge the same customer without asking first which bank holds their account.

## Bre-B against your other payment methods

Bre-B adds to what you already use; it doesn't replace any method.

| Method | What the customer needs | When to use it |
| --- | --- | --- |
| Bre-B | Type your key or scan your QR | The customer banks at a different institution than yours |
| Payment link | Open the checkout and choose how to pay | You don't know which method the customer prefers |
| Nequi notification | Approve in their app, no link to open | You already know the customer uses Nequi |
| Traditional QR | Scan it from their bank or wallet | The customer is in front of a physical spot |

## What you see about every Bre-B charge

- **Confirmation in the chat** The payment shows up in the conversation within seconds, with no one having to check the bank.
- **Automatic reconciliation** Every Bre-B charge gets matched to its order on its own, no spreadsheets.
- **Collections dashboard** Compare how much you collect with Bre-B against your other payment methods.

## Sources

- [In seven months, Bre-B tripled its daily transactions from 1.5 to 5 million; there are already 105 million registered keys](https://www.banrep.gov.co/es/noticias/semana-en-siete-meses-bre-b-triplico-sus-transacciones-diarias-de-15-a-5-millones-ya-hay-105-millones-de-llaves-registradas) (Banco de la República)
- [Bre-B indicators](https://www.banrep.gov.co/es/bre-b/indicadores) (Banco de la República)
- [Bre-B keys will now work for recurring payments](https://www.elheraldo.co/economia/2026/05/14/llaves-bre-b-ahora-serviran-para-pagos-recurrentes/) (El Heraldo)
- [Bre-B for businesses: frequently asked questions](https://blog.bancolombia.com/negocios/preguntas-frecuentes-breb-negocios/) (Bancolombia)

## Keep reading

- What is Bre-B: A full guide: what the keys are, which banks take part and how a business uses it to get paid.
- Elopay: Elocuenti's payments: payment links, Nequi, QR and Bre-B in a single conversation.
- Nequi for businesses: How to get paid with Nequi on WhatsApp: direct notification, inside the payment link or by QR.

## Frequently asked questions about getting paid with Bre-B

- **Do I need an account at a specific bank to get paid with Bre-B?** No. Bre-B connects every bank and wallet in the country to each other, so you get paid with your own key no matter where the customer banks.
- **Does Bre-B replace the payment link or Nequi?** No, they add up. Bre-B is one more method inside the same conversation, alongside the payment link, Nequi and the QR.
- **What is a Bre-B key?** An identifier (your phone, your email or your ID) that replaces an account number to receive a payment.
- **How do I know a Bre-B charge got paid?** The confirmation lands in the chat within seconds and the payment is reconciled on your collections dashboard.
- **Can I charge the same thing more than once with the same Bre-B key?** Yes. Since May 2026, Bre-B keys also work for recurring payments, not just a single, one-off transfer.
- **Does Bre-B have a limit per transaction?** The limit is set by each participating bank or wallet, not by Elocuenti: we only send your key or your QR inside the conversation.