Credit that gets approved in a chat.
Onboarding, KYC, and scoring in the same conversation. The customer sends documents over WhatsApp, the agent verifies and moves forward, no endless forms, nobody standing in line.
From first message to disbursement.
- 01
Verifies identity in the chat
The customer sends ID, proof of income, and a selfie over WhatsApp. The agent reads, validates, and builds the file, no separate app, no portal nobody opens.
- 02
Qualifies and builds the file
Collects what's missing, organizes the data, and leaves the case ready for a decision. What took days of back-and-forth happens in one conversation.
- 03
Collects before it goes late
Timely reminders, payment link, and payment plans, on the channel where the customer actually replies. Less delinquency, fewer calls.
- 04
Escalates to a person when needed
If the case needs a human, it arrives with full context and documents on hand. No re-asking the same thing.
Works with what you already use
Frequently asked questions about KYC and lending on WhatsApp
What is KYC on WhatsApp?
KYC (“know your customer”) is verifying a customer's identity before granting credit or opening an account. On WhatsApp, the customer sends their ID, proof of income and a selfie in the chat, and the agent reads them, validates them and builds the file, with no separate app or portal.
What documents can the agent receive?
Whatever the customer sends over WhatsApp: photos of their ID and proofs, a selfie or a PDF. The agent reads them, asks for what's missing and leaves the case ready for a decision.
Who approves the credit?
Your team, with your credit rules. The agent verifies, qualifies and builds the file; if the case needs a person, it arrives with full context and the documents on hand.
How is data protected?
We encrypt data in transit and at rest, isolate each business's data and control access by role. Payments are processed by the payment gateway: we don't store card data.
Ready to originate in the conversation?
Book a call and we'll show you how the agent verifies, qualifies and collects with your credit rules.
Plans from USD 400/month with 1,000 AI conversations. See plans